Spread the cost of payments with Novuna Personal Finance

At the Old Creamery Furniture Co, we've teamed up with Novuna Personal Finance to offer you a variety of finance packages to help you with getting the right furniture you need, whilst being able to spread the cost of the payments to suit you.

Finance is available on any product or combined basket with delivery above £1000. Choose the right package for you to get the furniture you want with the balance spread over the time period you would like.

We have a few options available to our customers. Two are interest free 0% rates and four longer term interest bearing offers. We hope this give a good range of payment options for our customers.

Spread the cost over 24, 36, 48 or 60 months at 14.9% APR - for all orders over £1000

Spread the cost over 6 months at 0% APR - for all orders over £1500
Spread the cost over 10 months at 0% APR - for all orders over £2000

Only 20% initial deposit to pay

We like things simple, 20% deposit upfront is all you need.

We'll ask you for a valid payment details during the application process.

Who is eligible for finance?

Finance is available on orders of £1000 or more, placed in store only.

You'll need to be:

  • Aged between 18 - 75 years old.
  • A UK resident for 3 years or more / Permanent UK resident
  • Be able to make regular repayments by Direct Debit
  • In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment, or retired with a regular income.
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Other conditions may apply and we cannot guarantee that your application will be accepted.

The Old Creamery is an introducer of regulated credit products provided exclusively by Novuna Personal Finance. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.


What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.

Will I be charged if my application is declined?

No, you will not be charged anything if your application is unsuccessful.

What do I need to apply?

All you need to do is fill out the online form at the payment stage and add an electronic signature. It is important to use your full name and address and make sure everything is spelt correctly.